Debt & Payoff

Get out of credit card, student loan, and personal debt.

Practical guides to pay off credit card debt, student loans, personal loans, medical debt, and stop living paycheck to paycheck.

Debt & Payoff

A realistic 24-month plan to pay off $20,000 in debt — without extreme frugality.

By Marcus Cole9 min read

Debt & Payoff

Two debt payoff methods, two very different reasons they work.

By Marcus Cole8 min read

Debt & Payoff

Your DTI is the single number lenders use to decide if you can handle more debt. Here is how to calculate and improve it.

By Marcus Cole8 min read

Debt & Payoff

Calm steps to verify, document, and respond — without giving a scammer your bank info.

By Marcus Cole9 min read

Debt & Payoff

Every dollar gets a job — including the ones you used to spend by accident.

By Marcus Cole9 min read

Debt & Payoff

APR makes a $5,000 balance much more expensive than it looks. Here is the math.

By Marcus Cole9 min read

Debt & Payoff

Lower interest, higher stakes. What changes when you move unsecured debt into your home.

By Marcus Cole10 min read